The First Digital Mastercard® is an unsecured credit card, and people with poor or limited credit scores can apply for it to build or rebuild their credit history.

It has an easy approval process, no collateral or cash deposit required, and comes with all the security features of a standard Mastercard.

It is not the most advantageous option you’ll find in the market, but if you have poor or limited credit, it can help you work on that.

Get on the road to building your credit with the First Digital Mastercard®. Follow our application guide for an easy and stress-free application process.

To apply for the First Digital Mastercard®, first visit First Digital’s website. There, locate the “apply now” button right in the middle of the page and then click on it.

After that, the website will take you to the online application form. There you must enter your first and last name, along with your email.

Don’t forget to check the box to confirm you’re a US resident over the age 18 and agree to the Privacy Policy. After that, click on “continue”.

After doing that, you will arrive at the second part of the application process. So now you must enter your full address, inform whether you own or rent your home, and how long you have lived there.

Then, a little further below, you must enter your home phone and cell phone numbers. After that, scroll down to check out the issuer’s electronic contact info. 

If you accept the terms it presents, click on check the little “I accept” box. Then, below that, enter your Social Security Number, your Date of birth and choose your security passphrase and click on “continue”.

On the next page, enter your financial information to apply for the First Digital Mastercard®. That includes your monthly income and monthly obligations. You must also enter your employment status.

You can then select your statementing preferences (electronic or mail), and check the boxes with additional information. After that, click on “continue” once again.

Finally, take a moment to review your personal information. If everything is correct, confirm that you consent to the Agreement and Acknowledgement terms.

You can do that by clicking on the button that says “click here to sign agreements and submit your application”. 

Once you’ve submitted your application, you should receive a decision within minutes. Congrats! You’re done!

Feel like checking out another option that also helps you build credit be fore you apply for the First Digital Mastercard®? Then have a look at the Reflex® Platinum Mastercard®.

This card offers an initial credit limit of up to $1,000, and with diligent on-time payments you can raise that to $2,000.

If you have limited or bad credit, the Reflex® Platinum Mastercard® can help you build your credit score so that you become eligible for better offers.

Sounds interesting? Then click the link below and learn all you need to know about it.