Capital One Quicksilver Cash Rewards Credit Card review
Qualify easily and get flexible redemption options for your cashback rewards! Check out our Capital One Quicksilver Cash Rewards Credit Card review.
Get a bonus offer as a new Capital One Quicksilver Cash Rewards Credit Card owner and enjoy this card’s benefits even more!
Looking for a credit card that rewards you for everyday purchases? In this Capital One Quicksilver Cash Rewards Credit Card review, you’ll learn all you need to know.
- Credit Score: Good to Excellent (690-850)
- APR: 19.74%-29.74% Variable
- Annual Fee: $0
- Fees: 3%
- Welcome bonus: $200 cash bonus after spending $500 on purchases within 3 months from account opening
- Rewards: cashback program with unlimited 1.5% cash back on all purchases, plus 5% cashback on hotel and rental car reservations made through Capital One Travel.
If you’re looking for a credit card that offers cashback rewards and no annual fee, the Capital One Quicksilver card is a great option.
Capital One Quicksilver Cash Rewards Credit Card: a complete overview
The Capital One Quicksilver Cash Rewards Credit Card is an excellent option for those who want a simple cashback card.
This card earns 1.5% cashback on all purchases, without any spending limits or categories to remember. It comes with a solid sign-up bonus and a 0% APR promotion.
The card has no annual fee and no foreign transaction fees, making it an ideal travel companion.
Besides, you can enjoy up to six months of complimentary Uber One membership statement credits through November 14, 2024. Plus, unlimited 5% cashback on hotels and rental cars booked through Capital One Travel.
The card also has a flexible redemption policy that allows you to redeem your rewards anytime, with no minimum amount required.
Although the Capital One Quicksilver Cash Rewards Credit Card has a lot of positives, it requires excellent credit to qualify.
Applicants with less-than-excellent credit may be approved for a different version of this card. Also, the card does not have any bonus categories, and there are other cards in the market that offer more lucrative flat-rate rewards.
Overall, the Capital One Quicksilver Cash Rewards Credit Card is a great option for those who want a simple and straightforward cashback card.
The card has a lot of benefits, including its sign-up bonus, no annual fee, and low fees, making it a cost-effective option.
However, if you want to maximize your rewards, you may want to consider pairing it with a tiered-rewards or rotating bonus card.
Significant benefits and disadvantages you may find
Now that you are familiar with this card’s details, let’s compare its pros and cons. Have a look at the list of benefits and disadvantages below.
Reasons you may want it
- No annual fee, 1.5% cashback.
- No foreign transaction fees.
- Easy to qualify for.
- Cashback redemption options are flexible.
Why maybe you wouldn’t choose it
- No bonus categories for cashback.
- High APR for balance transfers.
- No 0% intro APR offer.
- Limited travel benefits.
Is a good credit score required for applicants?
Yes. The Capital One Quicksilver Cash Rewards Credit Card requires applicants to have a credit score of 690 to 850. This generally falls within the categories of Good to Excellent.
Inside the application process for the Capital One Quicksilver Cash Rewards Credit Card
Like what you’ve seen in this Capital One Quicksilver Cash Rewards Credit Card review? Apply now with our step-by-step application guide.
About the author / Danilo Pereira
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