The credit limit for the Destiny Mastercard® is initially set at $300. However, this limit can be increased over time with responsible use of the card and timely payments. It is important to note that the card has an annual fee of $59-$99, and that the interest rate for the card is 24.90% APR. As such, it is recommended that cardholders use the card responsibly and make timely payments in order to avoid accruing interest and fees. Additionally, the Destiny Mastercard® offers pre-qualification without impacting your credit score, allowing you to see if you are eligible for the card before applying and potentially risking further damage to your credit score.

Pre-qualifying for the Destiny Mastercard® is a smart decision for a few reasons. First and foremost, pre-qualification allows you to determine whether you are eligible for the card without impacting your credit score. This is because pre-qualification typically involves a “soft” credit check, which does not leave a mark on your credit report. This can be beneficial for those who are concerned about further damaging their credit score, or who want to avoid the risk of applying for a credit card and being rejected. Additionally, pre-qualification for the Destiny Mastercard® allows you to get a sense of the credit limit you may be approved for, as well as the terms and conditions of the card. This can help you make an informed decision about whether the card is right for you, and can help you plan for how you will use the card once you are approved.