Extra Debit Card Review: the perfect card to start your credit journey
Would you like to build a credit history using a debit card? We have this unexpected solution for you: the Extra Debit Card!
The debit card that helps you build your credit: Get to know the Extra Debit Card now!
Do you want a practical and safe option to make your purchases without having to worry about interest rates? Read the Extra Debit Card review and know the perfect solution!
With it, you have the freedom to buy whatever you want without having to worry about spending more than you can afford. Apply now and enjoy all the benefits of this card. Read this article to learn more.
The debit card that helps you build your credit: Get to know the Extra Debit Card now. Be sure to take advantage of all the exclusive benefits of this credit card.
- Credit Score: A good credit history is not required to apply for the Extra Debit Card, since it is a debit card linked to a bank account.
- APR: There is no interest charged with the Extra Debit Card, since it is a debit card.
- Annual Fee: $199 per year
- Fees: The Extra Debit Card has no transaction or usage fees. However, some additional services may incur fees, such as withdrawals at ATMs of other networks.
- Welcome bonus: The Extra Debit Card currently offers no welcome bonus.
- Rewards: Up to 1% reward points on all purchases.
The Extra Debit Card is a bank card that offers several exclusive advantages to its holders. With it, it is possible to make purchases in thousands of commercial establishments throughout the country and still enjoy several other advantages, such as protection against fraud, discounts on online purchases and the possibility of receiving cashback on your purchases.
Extra Debit Card: a Complete Overview
The Extra Debit Card offers a rewards program that allows you to accumulate points with each purchase, which can be exchanged for various products and services.
Another unique benefit is the possibility of receiving spending alerts via SMS or e-mail, which helps to control spending and avoid unpleasant surprises in the bill.
An interesting feature of the Extra Debit Card is that it is a debit card that can help build the user’s credit.
Unlike traditional credit cards, which can lead to debt accumulation and high interest rates if not used responsibly, the Extra Debit Card does not allow the user to spend more than they have in their bank account.
However, transactions made with the card are reported to the credit bureaus, which can help establish a positive credit history for those who do not yet have one or who are trying to improve their credit score.
This is particularly helpful for young adults or those who are beginning to rebuild their credit reputation after a period of default.
With the Extra Debit Card, users can enjoy the benefits of a credit card, such as online shopping and hotel reservations, while working to improve their credit score.
Significant benefits and disadvantages you may find
Now that you are familiar with the details in this Extra Debit Card review, it is important to consider its pros and cons before deciding if it is the best option for your financial needs.
Below is a list of advantages and disadvantages to consider when choosing your card.
Reasons you may want it
- No interest: Like a debit card, you won’t have to worry about interest or debt accruing when using the card.
- Credit building: The Extra Debit Card helps build your credit history, which can be helpful if you are just starting to build your credit or are trying to improve it.
- Spending control: The card allows you to track your spending easily and efficiently. With the mobile app, you can monitor your spending, view your balance, and receive alerts about your transactions. This can help you stay within your budget and avoid spending more than you can afford.
- Rewards: Receive up to 1% in points on all purchases.
Why maybe you wouldn’t choose it
- Annual fee: The Extra Debit Card has an annual fee of $199, which can be a bit heavy for some people. If you don’t use the card often or can’t take full advantage of the benefits, it might not be worth paying this fee.
- Lack of rewards program: While the Extra Debit Card offers cashback on some purchases, it doesn’t have a robust rewards program like some other credit or debit cards. If you’re looking for a card that offers points or miles on your purchases, this card may not be the best choice.
- Cannot be used internationally: Unfortunately, if you need to use a card in other countries, the Extra Debit Card may not be a good option for you.
Inside the application process for Extra Debit Card
Did you like what you saw in this Extra Debit Card review? If you’re thinking about applying for this card, check out our step-by-step application guide now to get yours.
Don’t miss your chance to access the exclusive benefits of the Extra Debit Card. If you’re interested in building your credit and taking control over your finances, apply now and take advantage of everything this card has to offer.
Follow our step-by-step application guide and start enjoying the benefits immediately.
About the author / Marcos
US Bank Altitude® Go Visa Signature® Card Review
Know how you can earn points quickly in this US Bank Altitude® Go Visa Signature® Card review. See now about more.Keep Reading
NetFirst Platinum Card review
Check out this NetFirst Platinum Card review to learn how you can get an unsecured merchandise credit line with no credit checks!Keep Reading
OpenSky® Secured Visa® Credit Card review: No Credit Check!
Looking for a card that'll help you build credit with no credit checks required? Check out this OpenSky® Secured Visa® Credit Card review.Keep Reading
You may also like
Easy Guide to Amex Membership Rewards: points worth and eligible cards
Unlock a world of possibilities with AMEX Membership Rewards points. Learn how to earn, redeem, and maximize the value of your rewards!Keep Reading
Smart Loan Review: Empowering Borrowers with Intelligent Loan Decisions
Discover why Smart Loan stands out from the crowd with its commitment to transparency and customer-centric approach in this full review.Keep Reading