Credit Card

First Progress Platinum Prestige Secured review: no credit score

Unveiling the First Progress Platinum Prestige Secured: Understand its fees, rewards, and credit-building potential in this comprehensive review!

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First Progress Platinum Prestige Secured review: Up to 1% cash back!

First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Secured review: no credit score. Source: First Progress

Welcome to the world of financial empowerment! In today’s post, we’ll be delving into the realm of credit-building tools, focusing on the First Progress Platinum Prestige Secured card review.

card

First Progress Card

Platinum Prestige Secured

Quick Process Rewards

No credit check required – build credit and earn cash back!

You will be redirected to another website

Also, building a solid credit history can be a daunting task, especially for those starting or looking to rebuild their credit. So, read on to learn more about this card!

  • Credit Score: No credit score requirements;
  • APR: 15.24% variable APR for purchases and 25.24% variable APR for cash advances;
  • Annual Fee: $49;
  • Fees: 3% foreign transaction fee;
  • Welcome bonus: None.
  • Rewards: You can get up to 1% cash back rewards for eligible purchases.

First Progress Platinum Prestige Secured: A Complete Overview

The First Progress Platinum Prestige Secured card emerges as a beacon of hope.

So, this card offers individuals a secure pathway to bolster their credit profile while enjoying the benefits of a credit card.

Moreover, the First Progress Platinum Prestige Secured card stands out for its accessibility and functionality.

Designed to cater to individuals with limited or damaged credit, this card offers a low barrier to entry by requiring a security deposit that acts as collateral.

Therefore, throughout this blog post, we’ll explore the key features, benefits, and potential drawbacks of this card.

So, we’ll shed light on how it can serve as a valuable tool in your journey toward a healthier credit score and financial stability.

Moreover, this card is unique in that it gives a credit line based on the amount put and is readily available. It also needs a refundable security deposit that serves as collateral.

Because of this feature, those with bad credit or no credit at all may still display good credit behavior without having to worry about getting into debt from unsecured cards!

Reasons you may want it

First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Secured review: Up to 1% cash back! Source: First Progress

This card can have many reasons for you to want to enjoy its perks and benefits. Therefore, you can read below to learn more about the main benefits!

No minimum credit score is required

This card does not have any minimum credit score requirements during the application process.

Also, this facet is particularly advantageous for individuals who are new to credit or have faced difficulties securing traditional credit cards.

Moreover, it discusses how this feature promotes financial inclusivity and enables those with limited credit options to start their credit journey.

Moreover, this provides a foothold for rebuilding credit and can resonate with readers seeking a viable credit-building solution.

Cashback

As a cardholder, you can earn up to 1% cash back on all eligible purchases!

Also, this feature adds an attractive layer to the card’s benefits, allowing users to earn tangible rewards while managing their expenses.

Moreover, highlighting how these rewards accumulate and the flexibility of redeeming cash back can entice potential users who seek financial incentives!

card

First Progress Card

Platinum Prestige Secured

Quick Process Rewards

No credit check required – build credit and earn cash back!

You will be redirected to another website

Credit-building features

This card sends your monthly credit reports to all three major credit bureaus.

Also, this reporting mechanism ensures that cardholders’ payment activities and responsible credit behavior are consistently recorded and reflected in their credit reports.

By emphasizing this feature in the blog post, readers can understand the card’s instrumental role in establishing or rebuilding credit.

So, regular reporting positively impacts credit history, and consequently, credit scores can underscore the card’s significance in the journey toward improved financial standing.

Why maybe you wouldn’t choose it

Although this card offers incredible perks to its cardholders, it also has many downsides to it! So, read our blog post below to learn more about it!

Low rewards

With this card, you’ll be able to earn up to 1% cash back rewards.

While rewards can be enticing, this card’s limited rewards program may not appeal to users seeking higher cash-back rates or diverse rewards categories.

So, this can be considered a limitation of the rewards program, and other cards might offer more rewarding options.

Foreign transaction fees

First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Secured review: Up to 1% cash back! Source: First Progress

If you use this card to make transactions abroad, you’ll need to pay foreign transaction fees.

No card upgrade

This card does not offer a card upgrade to its cardholders, so they can obtain an unsecured card.

This can be a drawback for users who aim to eventually upgrade to an unsecured credit card after demonstrating responsible credit behavior.

Apply for the First Progress Platinum Prestige Secured

You can check out our tips on how to apply for this card in no time! So, keep reading!

Online application process

You’ll be able to apply online for this card at any time you want through the official website.

So, you’ll need to go to the website and find the card you want. Then, you’ll need to provide the personal information required and complete the application process!

Is there an app for applying?

You’ll need to follow our tips from the topic above to apply online through the official website for this card. However, you can use the mobile app to manage your card’s features and perks.

card

First Progress Card

Platinum Prestige Secured

Quick Process Rewards

No credit check required – build credit and earn cash back!

You will be redirected to another website

Another great option: Sable Secured Card

Are you unsure about getting the First Progress Platinum Prestige Secured card? If so, we can help you with a different card option!

So, you can try applying for the Sable Secured Card! Also, with this card, you’ll be able to get incredible perks related to cashback and much more!

Moreover, you’ll be able to enjoy incredible Mastercard perks and use this card anywhere Mastercard is accepted!

You won’t need to worry about credit checks or annual fees, either! Read our blog post below to learn more about this card and find out how to apply for it.

Sable card

How to apply for the Sable Secured card?

Ready to start earning up to 2% cash back with a single credit card? Then just follow our Sable Secured card application guide and get yours.

About the author  /  Victória Lourenço

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