The First Digital Mastercard® is designed for people with poor or limited credit scores, so it does not require a high credit score for approval. However, each application is subject to review and approval based on a variety of factors beyond just a credit score.

No, the First Digital Mastercard® does not currently offer any rewards or cashback programs. Its main purpose is to help people build or rebuild their credit history.

Yes, there is a credit limit on the First Digital Mastercard® that will be determined based on your creditworthiness and other factors. Your credit limit may increase over time as you make timely payments and improve your credit score.

Yes, the First Digital Mastercard® can be used to make purchases online, in-store, and anywhere else that Mastercard is accepted.

The First Digital Mastercard® charges a one-time Program Fee of $95 when you apply for the card, and an annual fee of $75 in the first year and $48 per year in subsequent years. The card also charges a fee of 35.99% APR for purchases and cash advances. Additionally, if you take a cash advance, you will also pay a fee of $10 or 3% (whichever is greater) of the amount you withdraw, plus interest that accrues on the cash advance.