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Tired of struggling to qualify for credit cards or loans? The First Digital Mastercard® is designed for people with poor or limited credit scores.

First Digital Mastercard®: Unsecured Credit Card Designed for Poor/Limited Credit Scores with Easy Approval Process


The First Digital Mastercard® is an unsecured credit card specifically designed for people with poor or limited credit scores. It offers an easy application process with no collateral or cash deposit required, and comes with all the security features of a standard Mastercard. This card is best for those looking to build or rebuild their credit with an easy approval process.


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Open the door to credit and achieve your financial goals faster with the First Digital Mastercard® Credit Card! Keep reading to learn all about its incredible benefits.

You don't need to put down a security deposit.
Easy application process with instant feedback.
Reports payments to credit bureaus to help you build your score.
Have easy access to all standard Mastercard security features!

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The First Digital Mastercard® is designed for people with poor or limited credit scores, so it does not require a high credit score for approval. However, each application is subject to review and approval based on a variety of factors beyond just a credit score.

No, the First Digital Mastercard® does not currently offer any rewards or cashback programs. Its main purpose is to help people build or rebuild their credit history.

Yes, there is a credit limit on the First Digital Mastercard® that will be determined based on your creditworthiness and other factors. Your credit limit may increase over time as you make timely payments and improve your credit score.

Yes, the First Digital Mastercard® can be used to make purchases online, in-store, and anywhere else that Mastercard is accepted.

The First Digital Mastercard® charges a one-time Program Fee of $95 when you apply for the card, and an annual fee of $75 in the first year and $48 per year in subsequent years. The card also charges a fee of 35.99% APR for purchases and cash advances. Additionally, if you take a cash advance, you will also pay a fee of $10 or 3% (whichever is greater) of the amount you withdraw, plus interest that accrues on the cash advance.

Want to learn how to get the First Digital Mastercard® in just a few minutes? Click the link below to access our application guide.

First Digital Mastercard®

How to apply for First Digital Mastercard®?

Read through this First Digital Mastercard® application guide to learn how to get this card and start building credit fast!

Are you searching for a new credit solution to help build your credit score? Check out the Reflex® Platinum Mastercard®. 

This card offers an initial credit limit up to $1,000, which can be increased to $2,000 with consistent on-time payments. 

If you have poor or limited credit, this card is an excellent option to improve your credit score and qualify for better offers. Interested in learning more? Follow the link below to discover all the details.

Reflex® Platinum Mastercard®

How to get your Reflex® Platinum Mastercard®

Get this card in just a few minutes and start building credit with a little help from our Reflex® Platinum Mastercard® application guide.

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