The PREMIER Bankcard® Mastercard® Credit Card is designed for individuals with less-than-perfect credit, so you may still be able to qualify even if you have a low credit score. The specific qualifications for it can vary based on a number of factors, including your income, and other financial information.

Yes, you may be able to get a credit limit increase with the PREMIER Bankcard® Mastercard® Credit Card after 12 months of on-time payments. However, there’s a fee equal to 25% of the increased amount. It’s important to note that while a credit limit increase can be helpful in some cases, it’s not always the best solution for managing your finances.

Yes, you may be able to withdraw cash from your PREMIER Bankcard® Mastercard® Credit Card, but it’s important to keep in mind that cash advances can be expensive and should only be used in emergencies. The APR for this transaction is a whopping 36%, and the cash advance fee is 5% of the amount.