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Are you looking for a credit card with valuable rewards and that won't overcharge you just for owning it?

The Upgrade Cash Rewards offers a high rewards rate, no annual fee, and lets you keep tabs on your score with free monitoring!


The Upgrade Cash Rewards is an excellent choice for those who want to earn cash back rewards while paying off their debts. With its low APR and no annual fees, the card offers competitive rates that make it a great option for people looking to save money. Moreover, its generous welcome bonus and unique rewards structure make it stand out from other cashback credit cards! Read on to learn more.


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Upgrade your cash rewards game with the Upgrade Cash Rewards Credit Card – earn unlimited 1.5% cash back on all purchases, and enjoy no fees, no catch, no fine print. See more benefits next!

High cashback rewards.
No annual fee.
Fast and easy application process.
No penalty APR.

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You can earn 1.5% cashback on all purchases with no limits or categories.

Yes, the card offers a welcome bonus of $100 cashback after spending $1,000 in the first 90 days of account opening.

No, the card does not have an annual fee.

The Upgrade Cash Rewards credit card has a range of Annual Percentage Rate (APR) from 8.99% to 29.99%. However, the exact APR that applies to a cardholder depends on their creditworthiness, which is determined by several factors, such as their credit score, credit history, income, debt-to-income ratio, and other financial information. Generally, the higher a cardholder’s credit score and income, and the lower their debt-to-income ratio and credit utilization rate, the lower the APR they are likely to receive. Conversely, if a cardholder has a low credit score, high debt-to-income ratio, and a history of missed payments, they may receive a higher APR, which can result in higher interest charges on their balances. It’s important for cardholders to understand their APR and how it’s determined, as it can significantly impact the cost of borrowing and carrying balances on their credit card.

Yes, you can. The Upgrade Cash Rewards offers a balance transfer option that allows you to transfer your existing balances from other credit cards or loans to the card with a 0% introductory APR for 12 months on balance transfers. This offer applies to balance transfers made within the first 60 days of account opening. It’s important to note that a balance transfer fee of 3% applies, so make sure to factor that into your calculations. This feature can be especially helpful if you have high-interest debt on other cards or loans and want to consolidate your debt to a card with a lower interest rate. Just make sure to pay off your transferred balance before the introductory period ends, as the regular APR will apply thereafter.

Ready to start earning cashback rewards with Upgrade Cash Rewards? Follow our application guide to apply and get approved quickly. Click the link below to learn more.

Upgrade Cash Rewards

How to apply for the Upgrade Cash Rewards?

Follow our guide to apply for the Upgrade Cash Rewards. Get this card and start earning cash back at a high rate, plus a $200 welcome bonus.

Are you on the hunt for alternatives? Maybe give the OpenSky® Secured Visa® Credit Card a shot.

Don’t fret if securing a credit card is posing difficulties due to a low credit score or no bank account.

It’s an attractive option when choices are scarce. Just deposit $200, pay an annual $35 fee and enjoy having your payments reported to credit bureaus. This helps beef up your credit score.

Want to learn more? Click on the link below to gather all the details.

OpenSky® Secured Visa® Credit Card

How to Apply For The OpenSky® Secured Visa®?

Get this credit card easily and start improving your credit. Here's how to apply for the OpenSky® Secured Visa® Credit Card.

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