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The Platinum Card® from American Express: Unmatched benefits for high-end lifestyle

Looking for travel airport lounge access and other luxury perks? Then have a look at our The Platinum Card® from American Express review.

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Unlock luxury travel benefits, exclusive airport lounge access, and over $1,500 in annual statement credits with this premium card

The Platinum Card® from American Express
This classic credit card has been one of the most desired credit cards for decades. Source: Financeiro Consulte.

If you’re in search of a premium credit card that offers a wide range of benefits, then The Platinum Card® from American Express review is for you.

The Platinum Card® from American Express

How to apply for the Platinum Card® by Amex?

Follow this The Platinum Card® from American Express application guide and get this card to start enjoying lounge access and much more.

  • Credit Score: Good to Excellent (690-850)
  • APR: Not specified.
  • Annual Fee: $695
  • Fees: N/A
  • Welcome bonus: 80,000 Membership Rewards® Points after spending $6,000 on purchases on the Card within the first 6 months of Card Membership. Terms Apply.
  • Rewards: 5 points per dollar on flights booked directly with airlines or through American Express Travel, up to a yearly spending cap of $500,000. It also earns 5 points per dollar on prepaid hotel purchases made through amextravel.com, 2 points per dollar on other travel expenses booked through amextravel.com, and 1 point per dollar on all other spending. The rewards program is Membership Rewards. Terms and conditions apply.

This card has several marketable features, such as luxurious travel perks, generous rewards program, and exclusive access to events.

The Platinum Card® from American Express is ideal for frequent travelers who value luxury perks and rewards. Learn why here.

The Platinum Card® from American Express: a complete overview 

To start our The Platinum Card® from American Express review, this is a premium card with a steep annual fee of $695, making it one of the most expensive cards in the industry. 

Despite its high cost, the card offers a wide range of benefits, including bonus categories for flights and hotels, transfer partners, and automatic elite status. 

Additionally, cardholders receive hundreds of dollars in credit for travel and shopping, including $200 for airline fees and incidentals, $200 for hotel bookings, and $200 for Uber. 

The card also includes several luxury perks, such as lounge membership, concierge service, and cell phone protection.

The Platinum Card® from American Express offers exclusive access to airport lounges worldwide. This includes the issuer’s own Centurion Lounges and International American Express lounges. 

Not to mention Delta Sky Clubs, Priority Pass Select lounges, and lounges in the Plaza Premium, Escape, and Airspace networks. 

Cardholders also receive automatic upgrades, premium services, exclusive access, and other “soft” benefits.

While the rewards are solid and the perks are outstanding, the annual fee is high, and the rewards can be difficult to understand. 

The card also requires good to excellent credit, with a required score range of 690-850.

Nonetheless, for frequent-to-constant travelers who don’t mind spending money for quality and expect a lot, the original luxury card may be a perfect fit for their wallet.

The Platinum Card® from American Express’ high cost is offset by a comprehensive range of benefits, luxury perks, and incomparable access to airport lounges worldwide. 

However, for those who don’t travel frequently, the card’s annual fee and difficult-to-understand rewards may not justify its cost.

Reasons you may want it

The Platinum Card® from American Express
This premium credit card will take you to the best places. Source: Canva.

The Platinum Card® from American Express offers an extensive portfolio of benefits which include travel, entertainment, dining, retail and wellness. 

With a $695 annual fee, it is most definitely a luxury card, which makes the high-end lifestyle tastier for people who are already living it. 

It’s not about saving money, but getting more for the money you spend. Automatic credits, such as:

  • $200 a year for airline incidental fees
  • $200 a year for hotel bookings
  • $300 a year for Equinox gym memberships, can more than make up for the steep annual fee. 

If you’re a frequent-to-constant traveler who values premium services and exclusive access, then it might be a perfect fit for your wallet.

Why maybe you wouldn’t choose it

While The Platinum Card® from American Express offers an extensive portfolio of benefits and rewards, it may not be the right fit for everyone. 

Some reasons why you may not want this card include the high annual fee. which is among the highest in the industry. It also has the limited rewards earning potential, as you won’t earn more than 1 point per dollar except for certain travel spending. 

Additionally, the annual statement credits may not be easy to use, and the perks may not align with your lifestyle or spending habits. 

Finally, if you’re not a frequent traveler or don’t spend enough to maximize the benefits, the card may not be worth the cost.

Inside the application process for The Platinum Card® from American Express

Ready to experience the benefits of The Platinum Card® from American Express? Apply now in just a few minutes with our easy-to-use application guide by clicking the link below.

The Platinum Card® from American Express

How to apply for the Platinum Card® by Amex?

Follow this The Platinum Card® from American Express application guide and get this card to start enjoying lounge access and much more.

About the author  /  Danilo Pereira

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