Credit Card

Total Visa® Card review

Learn everything you need to know about the Total Visa® Card with our comprehensive review. Get all the details on fees, features and benefits in one place!


Total Visa® Card: Unlock your credit potential and build a brighter future!

Total Visa® Card
Get this credit card to enjoy many Visa® benefits! Source: Financeiro Consulte.

Are you looking to build good credit, manage your finances better and secure an emergency line of credit? Then the Total Visa® Card could be the ideal choice for your wallet!

Total Visa® Card

How to apply for the Total Visa® Card?

Looking for ways to boost your credit score? Find out how you can apply for the Total Visa® Card and get on the road to financial success!

This card offers something that many other starter cards lack – the ability to build a brighter future. 

  • Credit Score: You can apply and still get the Total Visa® even with a bad score.
  • APR: 35.99% on purchases and cash advances.
  • Annual Fee: You’ll have to pay $75 in the introductory year, $48 thereafter.
  • Fees: With this card there’s a $89 one-time program fee, plus a $8.25 monthly fee after the introductory year. $10 or 3% for cash advances after the introductory year.
  • Welcome bonus: There’s no current promo attached to the Total Visa®.
  • Rewards: You can earn 1% back on monthly balance payments. 

With this card, you can quickly establish or rebuild your credit with responsible use backing it up – all while having more financial freedom in challenging times. 

So whether you need a way out of debt or just want some additional spending power, read on for our full Total Visa® Card review!

Total Visa® Card: a complete overview

Total Visa® Card
You can get 1% cash back on everything you buy with this credit card! Source: Total.

The Total Visa® Card is a credit card designed for those who are looking to build or rebuild their credit.

It offers an opportunity for individuals with limited or poor credit history to access credit and start establishing a positive credit history.

The card comes with a manageable credit limit of $300. You can use that limit responsibly to make purchases and improve your score by making on-time payments and keeping your credit utilization low.

With the Total Visa®, you’ll get the convenience of online account management, allowing you to monitor your balance, view transaction history, and make payments online.

It makes it easy for you to stay in control of your finances and manage your credit responsibly.

While the Total Visa® Card may have some fees associated with it, such as an annual fee and a monthly servicing fee, it can be a valuable tool for building or rebuilding credit when used responsibly.

Reasons you may want this card

  • If you have little or no credit history, the Total Visa® Card can help you start building credit;
  • The card reports your credit activity to the three major credit bureaus, which can help you establish or improve your credit history;
  • You’ll be able to manage your account online, including making payments, and tracking your credit score;
  • You can also earn 1% cash back when you pay your balance every month, and redeem it towards statement credit.

Why maybe you wouldn’t choose this card

  • The card comes with high fees, including an annual fee, account maintenance fees, and high interest rates. It can be an expensive option if you don’t pay your balance in full every month;
  • It may only provide a low credit limit, which can limit your purchasing power and make it difficult to make larger purchases;
  • The card does not offer rewards or cashback programs, which means you won’t earn any incentives for using the card.

Inside the application process for the Total Visa® Card

Are you ready to take the next step in building your credit foundation? The Total Visa® Card is here to help guide you through this journey.

Check the following link and learn everything you need to know about its application process.

Total Visa® Card

How to apply for the Total Visa® Card?

Looking for ways to boost your credit score? Find out how you can apply for the Total Visa® Card and get on the road to financial success!

About the author  /  Aline Barbosa

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