Unique Platinum Card review
Unsure if the Unique Platinum Card is right for you? Check out our comprehensive review to find out why it's perfect for those who want access to a credit line but can’t qualify for a credit card!
Unique Platinum Card: No credit check and a $1,000 credit line!
Qualifying for a traditional credit card is not the easiest task when you have bad credit. If you’re in this situation and are looking for a financial solution, this Unique Platinum Card review might be the answer to your prayers.
- Credit Score: There’s no credit check, so you can apply even with a bad or limited score.
- APR: There’s no APR attached to this card.
- Annual Fee: $19.95 a month, which equals $239.40 a per year.
- Fees: NSF Check fee up to $30, returned payment fee up to $30, late payment fee up to $10.
- Welcome bonus: There’s no current promotion for the Unique Platinum Card.
- Rewards: $25 per month as long as you keep your account active.
With this card, you can get a merchandise line of credit up to $1,000 without any credit checks – so everyone can apply.
Unique offers you the ability to regain your purchasing power, even if you’ve been denied credit in the past.
Are you interested in learning more about this special offering? Then keep reading our Unique Platinum Card review below to learn how this card can give you the confidence to shop and build a positive credit history.
Unique Platinum Card: a complete overview
The Unique Platinum Card is a merchandise card, which means you cannot use it to make financial transactions in any establishments other than the My Unique Outlet online store.
With this card, you can have an unsecured line of credit up to $1,000 to shop for thousands of items of your choosing.
The best part? It doesn’t matter where you stand credit-wise, because Unique Card Services does not perform any credit checks.
This card is a great tool for people with bad credit or no credit score to build a positive history because all account activity is reported to the three main credit bureaus in the U.S.
With responsible use and on-time payments, you can increase your score!
The card doesn’t have an annual percentage rate (APR), so you won’t have to worry about paying interest on your purchases.
All you need is to link a debit or credit card and pay a monthly fee of $19.95 and you can enjoy all of its benefits like Roadside Assistance, Unique RX discounts and a $25 monthly reward for keeping your account active.
Reasons you may want it
- You can apply and get the card even if you have no credit score;
- You’ll have access to an unsecured merchandise credit line up to $1,000;
- You can build and strengthen your score with positive payments;
- Get $25 every month just by keeping an active account.
Why maybe you wouldn’t choose it
- You can’t use this card anywhere other than My Unique Outlet;
- There’s a hefty monthly fee of $19.95.
Inside the application process for the Unique Platinum Card
If our Unique Platinum review was enough to spark your interest, applying for the card is simple. You can do it online from the comfort of your home in just a few minutes.
To learn how the process works, check the following link. We’ll look over the card’s requirements and application process so you can regain your deserved purchasing power today!
About the author / Aline Barbosa
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