In this Upgrade Triple Cash Rewards Card review you’ll meet a credit card with unique features. Get 3% cash back on specific purchases, fixed-rate loan options, and much more!

Also, this credit card is ideal for those with average credit scores who want to earn cash back rewards. No prepayment penalties, late fees, penalty APR, or annual fee. Read on and find out whether it’s for you.

The Upgrade Triple Cash Rewards Visa® is an exciting new credit card that offers a unique blend of features to consumers. 

Sutton Bank issues this a credit card/personal loan hybrid product, which provides cash-back rewards for the purchases you make. 

The card offers a generous 3% cash back on home, auto, and health purchases. It also offers 1% cash back on all other purchases, making it a great choice for individuals who frequently make purchases in these categories.

Further, one of the most intriguing features of the Upgrade Triple Cash Rewards Visa® is its ease of payment. 

The card also converts the remaining balance or loan against the credit limit into a fixed-rate loan with equal monthly payments. 

So this feature offers cardholders a great way to budget their payments and pay down their balances at a fixed interest rate. 

Furthermore, you do not need to worry about prepayment penalties, late fees or penalty APR, or annual fees.

This card is especially ideal for individuals with average credit scores. It doesn’t require a high FICO credit score to qualify. 

It’s a great option for people who want to build their credit score over time while earning cash back on specific purchases.

However, there are a few things to keep in mind. The card has a potentially high APR, which may not make it the best option for those who are looking to borrow money at a lower rate. 

Additionally, balance transfers are not allowed with this card, which may not be ideal for individuals looking to transfer balances from other credit cards.

To close our Upgrade Triple Cash Rewards Card review, let’s compare this card’s main benefits and disadvantages.

The Upgrade Triple Cash Rewards Card does not require a good credit score for applicants. It is a good option for those with average credit scores.

Applying for the Upgrade Triple Cash Rewards Card is a cinch with our step-by-step application guide. Click the link below to learn how to do it.