Welcome to our First Digital Mastercard® review, where we’ll take a closer look at this unsecured credit card that helps build a strong credit history.

This credit card can be a good option for people with poor or no credit who want to build or rebuild their credit history. Keep reading this article and find out whether it is what you have been looking for.

The First Digital Mastercard® is an unsecured credit card for people with poor, limited or no credit to build good credit. 

This card is also easy to apply for through the company’s website, and applicants usually receive a lending decision within a minute. 

It does not require great credit from its applicants and is unsecured. This means you don’t have to give the lender any collateral when you qualify for the card. 

The card comes with all the security features of a standard Mastercard and has a responsive website that adapts to the size of your device’s screen. 

The First Digital Mastercard® is specifically useful for building credit, so it does not require good credit from its applicants.

However, the card comes at a higher cost than many of its competitors, with a $95 one-time program fee before mailing the card. 

Additionally, it charges a $75 annual fee in the first year, and a $48 fee per year after that. The card also charges a fee of 35.99% APR for purchases and cash advances. 

Also, there’s a $10 or 3% fee (whichever is greater) of the amount that you withdraw, plus the interest that accrues on the cash advance. 

While the card might be the easiest to qualify for, there are cheaper options available in the market.

The First Digital Mastercard® is a good option for those who are struggling to qualify for other credit cards and loans in the market.

However, given its high fees and interest rates, it might not be the best option for most consumers. 

People with poor or no credit should consider secured credit cards, which require deposits but offer lower interest rates and may offer perks like cashback rewards.

If you have poor, limited or no credit history at all, this card can help you build or rebuild your credit history. You don’t need a strong credit score to qualify. 

Also, The First Digital Mastercard® is an unsecured credit card, which means you don’t need to provide any collateral or cash deposit to qualify for the card. 

The card also has an easy approval process, and most applicants receive a lending decision within a minute. 

The First Digital Mastercard® comes with all of the security features of a standard Mastercard. 

Additionally, it’s available to people with poor or limited credit scores, making it a good option for those who are struggling to qualify for other credit cards.

The First Digital Mastercard® has some downsides that may not make it the best choice for everyone. 

It is expensive to open and use, with a $95 program fee and a high $75 annual fee in the first year, and a $48 fee per year after that. 

This card also charges a high interest rate of 35.99% APR for purchases and cash advances. This can add up quickly if you carry a balance from month to month. 

Additionally, the card does not offer any rewards or cashback programs, which may not make it the best option if you’re looking to earn rewards or save money on purchases.

Interested in this credit card? If you like what you’ve seen in this First Digital Mastercard® review, apply now with our helpful application guide and get on the road to building your credit.