Welcome to our First Latitude Platinum Mastercard Secured Credit Card review. Here we’ll explore the card’s cashback rewards, low annual fee, and no credit check required for approval.

The First Latitude Platinum Mastercard Secured Credit Card is best for those with past credit issues who want to establish a positive credit history with rewards. Keep reading to learn all you need to know about this card.

This is a comprehensive First Latitude Platinum Mastercard Secured Credit Card review, perfect for anyone who wants to rebuild their credit. 

This secured credit card offers an opportunity to establish a positive credit history and earn cashback rewards. 

The card has a minimum security deposit of just $100. It also has a low annual fee of $25 for the first year ($35 annually after that). 

Also, it offers a competitive APR that starts at 23.99% (variable) for regular purchases and 28.99% (variable) for cash advances. 

Additionally, the cash advance transaction fee is either $10 or 3% of the amount of each cash advance, whichever is greater. 

The card also reports all usage and payment activity to all three national credit bureaus, making it easier to build your credit score.

So the First Latitude Platinum Mastercard Secured Credit Card offers several benefits to cardholders. 

It provides 1% cashback rewards on payments made to your First Latitude Secured credit card account, which is rare among secured credit cards. 

In addition, paying on time for six months allows cardholders to apply for a second credit card in their wallet. 

The security deposit for the First Latitude Platinum Mastercard Secured Credit Card ranges from $100 to $2,000. 

Your deposit determines your credit limit, which will equal your deposit amount (less the $25 annual fee for year one). 

With no credit check, it is easier to apply for this card. To build credit quickly, make small purchases and pay them off before the statement due date. 

Also, keep credit use under 30%. With a decent, fixed APR and a modest annual fee of $35 after the first year, this card offers great value for those looking to rebuild their credit.

The First Latitude Platinum Mastercard Secured Credit Card is an ideal choice for individuals looking to establish a positive credit history or rebuild their credit. 

It has a minimum security deposit of just $100 and a fixed APR starting at 23.99% (variable) for regular purchases. So this card offers a competitive rate compared to other secured credit cards. 

The CARD also offers 1% cashback rewards on payments you receive in your First Latitude Secured credit card account. This makes it an attractive option for those looking to earn rewards while building their credit. 

The card also reports all usage and payment activity to all three national credit bureaus every month, allowing you to build your credit score quickly.

While the First Latitude Platinum Mastercard Secured Credit Card has many benefits, there are some downsides to it. 

The card has an annual fee of $25 for the first year and $35 annually, along with additional fees. They include a cash advance transaction fee, foreign transaction fee, late payment penalty fee, and return payment penalty fee. 

Additionally, the card does not offer a welcome bonus. This may be a downside for individuals looking for additional incentives to sign up for a new card.

Finally, the card requires a security deposit, which may not be feasible for some individuals.

Ready to start building your credit with the First Latitude Platinum Mastercard® Secured Credit Card? Our application guide makes it easy. Follow the link below to begin your journey toward financial stability.