At the end of the first year, Discover matches the cash back rewards earned during that period and applies it as a bonus to the cardholder’s account. This means that if you earn $100 in cash back rewards within the first year, Discover will match it, resulting in a total of $200.

The card offers cash back rewards on all purchases, including international transactions. Whether you’re shopping, dining, or making any other eligible purchase while traveling outside the United States, you can continue to earn cash back rewards based on your spending. It’s a great way to make the most of your purchases and earn rewards even when you’re abroad.

As a credit card, your activity and payment history will be reported to the major credit bureaus. By making timely payments, keeping your credit utilization low, and managing the card responsibly, you can establish a positive credit history and potentially improve your credit score over time.

Yes, Discover is a bank and financial services company. Alongside credit cards, Discover offers a range of other financial products and services. These include personal loans, student loans, home equity loans, online savings accounts, certificates of deposit (CDs), and banking services such as checking accounts and money market accounts.