We recommend you the First Progress Platinum Prestige Secured!
First Progress Platinum Prestige Secured, earn up to 1% cash back!
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The First Progress Platinum Prestige Secured card is a reliable companion for individuals seeking to establish or rebuild their credit history. What sets this card apart is its accessibility, requiring a refundable security deposit that acts as collateral while extending a credit line based on the deposited amount.
The First Progress Platinum Prestige Secured card is a reliable companion for individuals seeking to establish or rebuild their credit history. What sets this card apart is its accessibility, requiring a refundable security deposit that acts as collateral while extending a credit line based on the deposited amount.
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Are you looking for a great credit card that gives you the chance to build credit? If so, you can see the main perk of the First Progress Platinum Prestige Secured below!
The First Progress Platinum Prestige Secured card reports to all three major credit bureaus, allowing cardholders to showcase their positive payment history and responsible credit usage. This reporting feature is instrumental in gradually improving credit scores over time!
Upsides and special benefits
- Cash back rewards: The First Progress Platinum Prestige Secured card offers a rewarding perk where cardholders can earn up to 1% cash back on eligible purchases.
- Reports to all three major credit bureaus: A key advantage of the First Progress Platinum Prestige Secured card is its comprehensive reporting to all three major credit bureaus.
- No credit score requirements: One of the most inclusive aspects of the First Progress Platinum Prestige Secured card is its accessibility. It welcomes applicants without mandating a prior credit history or imposing a minimum credit score requirement for approval.
Downsides and factors to consider
- Relatively high annual fee: While the First Progress Platinum Prestige Secured card offers several benefits, it’s important to note the $ 49 annual cost associated with it.
- No unsecured card upgrade path: Unlike some other secured cards, the First Progress Platinum Prestige Secured card lacks a clear pathway to transition to an unsecured card.
- Foreign transaction fees: Individuals planning to use the First Progress Platinum Prestige Secured card for international purchases should be aware of its foreign transaction fees.
- Low rewards: The card’s rewards structure predominantly offers a 1% cash-back option on eligible purchases.
Almost anyone can have a chance to qualify to get this card. Since it’s a secured card, there is no minimum credit score needed to get approved! Credit cardholders do see an increase in their credit ratings when they maintain modest balances and make on-time monthly bill payments.
You’ll be able to complete your First Progress Platinum Prestige sign up after you’ve applied for the card online following the application process. Then, you’ll need to make sure that you’ve been approved to get this card. After that, you’ll be able to create your sign up and start using the card’s features and the mobile app!
If you want to use your Platinum Prestige Mastercard® Secured Credit Card to establish credit while keeping a balance on it, this is a wonderful option. However, maintain as low a balance as you can. A significant amount might lower your credit score, defeating the original reason you obtained the card.
Does the First Progress Platinum Prestige Secured offer all the features you want in a card? If so, you can learn more about this card and find out all about how to apply for it in our blog post below. So, read on!
First Progress Platinum Prestige Secured review
First Progress Platinum Prestige Secured review: This card reports to all credit bureaus, and no credit history is needed. Learn its perks!
If you’re not so sure about getting this First Progress card, we can help with a different option. So, you can try applying for the Sable Secured Card! Also, with this card, you’ll be able to get cash-back rewards and Mastercard perks!
Therefore, check out our blog post below to learn more about this card and how the application process works!
How to apply for the Sable Secured card?
Ready to start earning up to 2% cash back with a single credit card? Then just follow our Sable Secured card application guide and get yours.
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