People with no credit or struggling with bad credit can benefit greatly from the Unique Platinum Card. Not only does this merchandise card offer an unsecured line up to $1,000, but it also reports your positive payments to all the main credit bureaus in the U.S. That means that with responsible use, you’ll be able to build and strengthen your credit score.

Yes. According to Unique’s own website, no application is denied because of bad credit. The only exception is potential customers who live in Indiana, Wisconsin or Vermont as Unique Card Services does not provide services to these states.

You can purchase household items and electronics online, by phone, or by mail at the My Unique Outlet store. Shipping costs are an extra charge in which you can pay by check, credit card, or a money order.