Looking for a card that can help you build credit, earn cash back, and offer generous rewards and benefits? Read our Sable Secured card review because it might just be what you need.

The Sable Secured card is an excellent option for those new to credit or trying to rebuild credit. Read on to find out why. If you want to learn more about it, just keep reading the review below.

Let’s dive into our Sable Secured card review. This is the best option for new-to-US and rebuilding credit consumers. 

The Sable Secured Card is also an excellent option for those without a US credit history or social security number. 

The card also provides up to 2% cash back, and there is no credit check, so there is no effect on the credit score. 

Additionally, the application process is seamless, and getting approved is easy. The Sable Secured Card has no annual fee and offers a generous welcome bonus. 

Also, you’ll earn unlimited 2% cash back on purchases with a number of companies. They include Amazon, Hulu, Netflix, Spotify, Uber Eats, and Whole Foods. You’ll also earn 1% everywhere else. 

Beyond the cash-back rewards and annual match, Sable offers benefits when you use your card that you would traditionally find with an unsecured credit card. 

Also, according to Sable’s website, secured cardholders can graduate to a traditional credit card. You can do that in as little as four months after opening your account. 

In addition, sable reports to the credit bureaus monthly. So you can see your credit score effectively increase when you exhibit responsible behavior. 

The Sable Secured Card has no annual fee nor late payment penalty fee. However, there is a 2% foreign transaction fee on purchases made outside the U.S. 

The Sable Secured Card charges a 10.49% variable APR, which is considerably low compared to other credit cards. 

So now let’s have a look at some reasons why you may or may not want to acquire this credit card. 

The Sable Secured card is a great choice if you don’t have a US credit history, have limited or bad credit, or even no US citizenship. 

With no credit check requirements, cardholders can earn up to 2% cash back. Plus, the Sable Secured card offers benefits, including cell phone protection, rental car insurance, and extended warranty coverage. 

The low annual fee and easy application process make it a cost-effective way to build or rebuild credit. 

Also, secured cardholders can graduate to a traditional credit card in as little as four months after opening their account.

While the Sable Secured card has its advantages, there are some reasons why it may not be the right fit for everyone.

The 2% cash back has a cap for specific categories, which may not suit your spending habits. The credit line is also equal to the security deposit, so if you can’t put down a substantial deposit, you may not be able to charge high-cost items or many expenses. 

There is also a 2% foreign transaction fee, which can add up for those who frequently travel or shop internationally. 

Additionally, upgrading to an unsecured credit card requires meeting specific criteria, which may not be achievable for everyone.

Want to apply for the Sable Secured card? Our application guide can walk you through the process in just a few minutes. Click the link below to get started today.