Credit Card

Petal® 1 Visa® Credit Card review

Get an in-depth review of the Petal® 1 Visa® Credit Card and find out all you need to know about its features. Learn how this credit card can work for you and why it's one of the best on the market!


Petal® 1 Visa® Credit Card: Say goodbye to hefty fees and hello to better credit!

This credit card does not require a great credit score for approval. Source: Financeiro Consulte.

Who ever said that the best credit card offerings are destined to people with excellent scores? The Petal® 1 Visa® Credit Card is here to change the game and give you the purchasing power you deserve with Visa coverage – regardless of your score. 

Petal® 1 Visa® Credit Card

Apply for the Petal® 1 Visa® Credit Card

Get access to rewards with the Petal® 1 Visa® Credit Card. Find out how to easily apply and learn more about this unique credit offering.

  • Credit Score: You can apply for this card even with a bad score or limited credit history! Petal can help you by creating a Cash Score instead. 
  • APR: Variable between 24.49% and 33.99%.
  • Annual Fee: There’s no annual fee attached to the Petal® 1 Visa®.
  • Fees: Late and returned payment fee up to $29.
  • Welcome bonus: There’s no current promotion to the Petal® 1 Visa®.
  • Rewards: Earn 2% – 10% at selected merchants and eligible purchases.

That’s right! The Petal® 1 Visa® is designed to help you build a solid credit foundation while providing special perks and rewards along the way.

With this card, you won’t have to worry about fees and still earn up to 10% back on eligible spend.

If you were looking for a smart and affordable way to get ahead financially, this is it!

Keep reading our Petal® 1 Visa® review to learn why this is one of the best card offerings in the market today and how it can help you achieve all of your goals!

Petal® 1 Visa® Credit Card: a complete overview

You can make big purchases with this credit card. Source: Canva.

The Petal® 1 Card is available to those with limited or no credit and charges no membership fees. That way, you can focus on building your credit right away.

It offers a cash back rewards program that lets you earn up to 10% cash back at select merchants. And if you make your payments on time every month, your credit limit could increase over time. 

The card also comes with an easy-to-use mobile app, so you can track your spending and progress in real time.

You’ll also get free access to special built-in tools so you can monitor your credit score on a daily basis.

Reasons you may want it

  • You’ll have the ability to save on membership fees;
  • You can get an initial spending limit up to $5,000;
  • Six on-time payments may grant you a credit limit increase;
  • You can request and get approved even if you don’t have an established score;
  • Petal reports all account activities to the three main credit bureaus in the U.S.;
  • Earn up to 10% back on selected merchants and eligible purchases;
  • You can manage your account and track your progress with Petal’s mobile app.

Why maybe you wouldn’t choose it

  • The Petal® 1 Visa® Credit Card has a very high interest rate, starting at 24.49%. If you can’t pay your balance in full every month, you might want to consider a different card.

Inside the application process for the Petal® 1 Visa® Credit Card

So if you’re looking for a credit card to help boost your credit score and get improved access to rewards, the Petal® 1 Visa® could be the perfect choice for you!

Not only does this card have generous cashback rates that can really add up over time, but it also has awesome features like no annual fees and comprehensive financial education resources.

If you’re ready to take the first step towards improving your finances by applying for the Petal® 1 Visa® Credit Card, we’ll walk you through all of the details in the link below!

Petal® 1 Visa® Credit Card

Apply for the Petal® 1 Visa® Credit Card

Get access to rewards with the Petal® 1 Visa® Credit Card. Find out how to easily apply and learn more about this unique credit offering.

About the author  /  Aline Barbosa

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