While PNC doesn’t explicitly outline its eligibility criteria publicly, several factors often influence one’s qualification for a PNC personal loan. Credit scores remain a pivotal aspect, with a FICO® score of 700 or higher commonly regarded as a benchmark for approval. However, credit scores alone might not solely determine eligibility.

A decision on your application will be sent to you in a few days. Your line of credit will be put on hold for 15 days before you may access your cash if your application is accepted and you don’t need the money right away. Therefore, it can be easy to apply and get your money through this lender. However, some lenders have faster approval and loan funding times.

PNC does not charge prepayment penalties, so you will not be punished for returning your personal loan earlier than is necessary. As a result, you can pay off your loan early. Early repayment of a PNC personal loan results in interest cost savings, which is another benefit. Therefore, you’ll be able to make your payments early with no problem through the PNC Bank!