Anyone with a fair to poor credit score can apply for the card. However, approval is subject to creditworthiness and other factors.

Firstly, the card provides cash advances, which can come in handy during emergencies or unexpected expenses. Secondly, it comes with fraud protection and a $0 fraud liability guarantee, which ensures that you are not held responsible for unauthorized transactions on your card. This feature can offer peace of mind and financial security. Another advantage of having the Reflex® Platinum Mastercard® is its monthly credit reporting to the major credit bureaus. This means that your credit activity is reported to the credit bureaus every month, which can be an excellent way to improve your credit score over time.

Yes, there is an annual fee. However, the amount varies depending on several factors, including creditworthiness, account usage, and other factors.

The credit limit varies and is determined by several factors, including creditworthiness, account usage, and other factors. However, the card has a credit limit increase program that allows cardholders to increase their credit limit over time.

The approval process is fast and straightforward, and applicants can usually get a response within minutes of applying. However, in some cases, additional information may be required, which may prolong the approval process.